E-Khata in Bangalore: What It Is and How to Get It
An e-Khata is the digital property record issued by Bengaluru’s civic authority. It shows who owns a property and that it is assessed for property tax. A sale deed can no longer be registered in Bengaluru without a verified (final) e-Khata: the Kaveri 2.0 registration system checks it. Owners apply online through the e-Aasthi portal or at a Bangalore One centre.
What an e-Khata is
A Khata is the civic record of a property: it names the owner, describes the property and links it to property tax. Bengaluru moved these records online. The e-Khata is that digital record, with the property’s details, the owner’s details and a photo of the property, tied to a unique ePID number.
You will still hear “A Khata” and “B Khata”. Those describe the legal status of the property — whether it was built and approved by the rules (A) or has irregularities and was recorded only for tax (B). The e-Khata is the format the record now lives in. A property can have an e-Khata that is A or B.
| What it means | Can you get a bank loan? | |
|---|---|---|
| e-Khata | The digital record (format), issued online with an ePID | Depends on whether the property is A or B |
| A Khata | Fully legal property: approved layout or building, all dues paid | Yes, in most cases |
| B Khata | Recorded for tax only; layout or building has irregularities | Rarely — most banks decline |
When you need an e-Khata
In practice, almost every time a property changes hands or is financed:
- Selling or buying: the sub-registrar’s Kaveri 2.0 system will not register the sale deed without a verified e-Khata for the property.
- Home loans: banks ask for it before they sanction or disburse.
- Building plans and new connections: plan approval and utility applications ask for the property’s e-Khata details.
- Paying property tax and transferring the Khata after a sale.
How to apply for an e-Khata
- Go to the e-Aasthi portal of the Bengaluru civic authority, or visit a Bangalore One centre if you prefer help in person.
- Log in with the owner’s mobile number and find the property (by ward, or by its existing property-tax ID).
- Check the details shown and upload the documents listed below.
- Pay the government fee online and submit. Note the acknowledgement number to track the application.
- After verification, download the final e-Khata (PDF) from the same portal.
Documents to keep ready
- Registered sale deed (or gift / partition / settlement deed)
- Recent Encumbrance Certificate (EC)
- Latest property-tax paid receipt (arrears hold the application up)
- Aadhaar of every owner named on the deed
- A photo of the property
- Where it applies: Occupancy Certificate (newer buildings), possession certificate / allotment letter (BDA, KHB or developer property), DC conversion order (land that was agricultural)
How much it costs and how long it takes
The government fee for an e-Khata is small — a few hundred rupees at most — but the exact amount has changed more than once, so check the fee shown on the portal before you pay. Agents and centres may add a service charge.
For a complete, clean application the final e-Khata typically comes through in a few weeks. Missing documents, unpaid tax or a mismatch between the deed and the tax record are the usual reasons it takes longer.
Buying? Check these 5 things on the seller’s e-Khata
Most problems we see in deals surface here, before the advance is paid. Ask the seller for the e-Khata PDF and check:
- It is final, not draft — and it is not marked “non-transactable”. A sale cannot be registered on a draft.
- The owner names match the sale deed exactly — every co-owner, spelt the same way.
- The site or built-up area matches the sale deed and what you are being shown on the ground.
- Whether it is A or B Khata. A B-Khata property usually cannot get a bank loan; read our A vs B Khata guide before you commit.
- Property tax is paid up to date. Arrears block the e-Khata process and become your problem after purchase.
Then cross-check the Encumbrance Certificate for loans or claims on the property. GCR’s legal advisory team runs these checks for buyers before any money changes hands.